Commercial Property Insurance in St. Louis, MO

Commercial Property Insurance

Commercial property insurance provides coverage for the physical assets of your business, protecting you from financial losses due to damage, theft, or natural disasters. 

At Trilogy, our goal is to ensure your business assets are safeguarded with comprehensive insurance coverage tailored to your needs.

Type of Commercial Property Insurance

Building and Structure Coverage

  • Building and structure coverage protects the physical building your business operates from, including any attached structures. This coverage ensures that you can repair or rebuild your property if it is damaged by covered perils such as fire, windstorms, or vandalism.

Business Personal Property Coverage

  • Business personal property coverage protects the contents within your business premises, including furniture, equipment, inventory, and supplies. This ensures that your business operations can continue smoothly even after a loss.
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Equipment Breakdown Coverage

  • Equipment breakdown coverage provides protection for your business equipment, such as HVAC systems, manufacturing machinery, and computers, in the event of mechanical or electrical failure. This coverage helps you repair or replace essential equipment quickly, minimizing downtime.

Loss of Income Coverage

  • Loss of income coverage, also known as business interruption insurance, covers the loss of income that occurs when your business operations are disrupted due to a covered loss. This helps ensure that you can continue to pay expenses and maintain financial stability during the recovery period.

Building and Structure Coverage

  • Building and structure coverage protects the physical building your business operates from, including any attached structures. This coverage ensures that you can repair or rebuild your property if it is damaged by covered perils such as fire, windstorms, or vandalism.

Business Personal Property Coverage

  • Business personal property coverage protects the contents within your business premises, including furniture, equipment, inventory, and supplies. This ensures that your business operations can continue smoothly even after a loss.
Medicare Services

Equipment Breakdown Coverage

  • Equipment breakdown coverage provides protection for your business equipment, such as HVAC systems, manufacturing machinery, and computers, in the event of mechanical or electrical failure. This coverage helps you repair or replace essential equipment quickly, minimizing downtime.

Loss of Income Coverage

  • Loss of income coverage, also known as business interruption insurance, covers the loss of income that occurs when your business operations are disrupted due to a covered loss. This helps ensure that you can continue to pay expenses and maintain financial stability during the recovery period.

Flood Insurance

  • Flood insurance for commercial properties is a separate policy that covers damages caused by flooding, which is not typically included in standard commercial property insurance policies. This coverage is essential if your business is located in a flood-prone area.

Earthquake Insurance

  • Earthquake insurance provides coverage for damages resulting from earthquakes, which are also not covered by standard commercial property insurance policies. This policy is crucial for businesses in regions susceptible to seismic activity.
Medicare Services

Why Choose Trilogy for Commercial Property Insurance?

At Trilogy Insurance Group, we understand that every business has unique needs. Our expertise in commercial property insurance allows us to offer customized coverage options that protect your business assets from potential financial losses. Our commitment to being Smart, Reliable, and Honest means you can trust us to find the best commercial property insurance plan for you, free of charge. Let us help you secure your business’s future. Contact us today to learn more about your commercial property insurance options.

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What Others Are Saying about Trilogy

Susan

 I would highly recommend speaking with Jona about your options. You do not have to use your companies insurance, especially when you have the potential to get better for less. Thank you Jona for all of your help. Our family greatly appreciates you and your company.

Lindsey

And she doesn’t just hook you up and then disappear. She’s helped me work through every and any question I’ve ever had about billing, explanations of benefits... all things health insurance. She’s fast, reliable, responsive, and knows her stuff!!

The very, very best! Can’t recommend her highly enough.

Brittney

I’ve been using Jona for a little over a year or so now for health insurance help and I literally cannot imagine how lost I would be without her. She is knowledgeable, easy to talk to and explains everything in a way I can understand it. I have recommended her to friends and family, I appreciate the work she does so much!

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